Bayfirst Financial Valuation
| BAFN Stock | USD 6.81 0.29 4.45% |
At this time, the firm appears to be overvalued. Bayfirst Financial Corp shows a prevailing Real Value of $5.92 per share. The current price of the firm is $6.81. Our model approximates the value of Bayfirst Financial Corp from analyzing the firm fundamentals such as Return On Equity of -0.11, profit margin of (0.18) %, and Current Valuation of (6.2 M) as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bayfirst Financial's valuation include:
Overvalued
Today
Please note that Bayfirst Financial's price fluctuation is somewhat reliable at this time. Calculation of the real value of Bayfirst Financial Corp is based on 3 months time horizon. Increasing Bayfirst Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Bayfirst Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bayfirst Stock. However, Bayfirst Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 6.81 | Real 5.92 | Hype 6.72 | Naive 7.45 |
The intrinsic value of Bayfirst Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Bayfirst Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Bayfirst Financial Corp helps investors to forecast how Bayfirst stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bayfirst Financial more accurately as focusing exclusively on Bayfirst Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Bayfirst Financial's intrinsic value based on its ongoing forecasts of Bayfirst Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Bayfirst Financial's closest peers.
Bayfirst Financial Cash |
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About Bayfirst Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Bayfirst Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Bayfirst Financial Corp based exclusively on its fundamental and basic technical indicators. By analyzing Bayfirst Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Bayfirst Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bayfirst Financial. We calculate exposure to Bayfirst Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bayfirst Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 75.6 M | 79.4 M | |
| Pretax Profit Margin | (0.29) | (0.28) | |
| Operating Profit Margin | (0.29) | (0.28) | |
| Net Loss | (0.22) | (0.21) | |
| Gross Profit Margin | 0.47 | 0.50 |
A single share of Bayfirst Financial represents a small ownership stake in the entity. As a stockholder of Bayfirst, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Bayfirst Financial Dividends Analysis For Valuation
Please note that Bayfirst Financial has scaled down on payment of dividends at this time. At this time, Bayfirst Financial's Earnings Yield is very stable compared to the past year. As of the 1st of February 2026, Price Earnings Ratio is likely to grow to 5.27, while Retained Earnings are likely to drop about 16.7 M.
There are various types of dividends Bayfirst Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bayfirst shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bayfirst Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bayfirst pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bayfirst Financial by the value of the dividends paid out.
Bayfirst Financial Current Valuation Indicators
Bayfirst Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Bayfirst Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bayfirst Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bayfirst Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bayfirst Financial's worth.When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Will Regional Banks sector continue expanding? Could Bayfirst diversify its offerings? Factors like these will boost the valuation of Bayfirst Financial. Projected growth potential of Bayfirst fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bayfirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 6.094 | Dividend Share 0.24 | Earnings Share (3.01) | Revenue Per Share | Quarterly Revenue Growth (0.11) |
Investors evaluate Bayfirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bayfirst Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Bayfirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bayfirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bayfirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bayfirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.